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White Knuckle Ride for Cyber Security: Top 2017 Predictions

White Knuckle Ride for Cyber Security: Top 2017 Predictions
CYBER SECURITY BLOG:

White Knuckle Ride for Cyber Security: Top 2017 Predictions

2016 was one for the record books in Cyber Security with numerous reported breaches, new emerging threats and vulnerabilities and the rise of nation-state sponsored cyber-criminal activity. We’re surely in for a wild ride on the cyber security front for 2017. And retail businesses, large or small, still remain prime targets for cyber-criminal activity.

Stolen payment card information is still a very lucrative business. However, many merchants still are “in the dark” when it comes to navigating their cyber security initiatives as well as their crucial PCI Compliance obligations and mandates in protecting customer credit card data.

As outlined by the security experts at WatchGuard in the infographic below, 2017 is surely shaping up to be a “wild-fire” year for businesses of any type or size.

Time to Prepare for the Storm

The worst thing any retail business can do is to bury their head in the sand and bear the consequences if a breach or compromise occurs. This approach is costly and is sometimes, ultimately devastating to business. As the old saying goes “an ounce of prevention is worth a pound of cure”. The same can be said for protecting your business against existing and emerging cyber threats, as well as finally addressing your PCI Compliance obligations.

Addressing your PCI Compliance obligations and Cyber Security initiatives head on is far less expensive in the long run than one might think or even believe. When you factor in the rising costs of fines and penalties from card brands. The expense of breach remediation/response efforts. And the impact of the grave loss of business. The best return on investment is achieved by the upfront investment of a proactive approach.

Our PCI Complete Solution is a turn-key PCI Compliance Consulting and preparedness program that assesses your current PCI Compliance readiness. It builds a comprehensive pathway with complete PCI reporting assistance. We will help manage your required vulnerability scanning/penetration testing and PCI risk reporting for a fraction of the cost of having to pay for everything up-front.

Request an Initial PCI Compliance & Cyber Security Consultation

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Is Your Business Walking a Statistical Tight Rope With Cyber Security?

Is Your Retail Business Walking a Statiscal Tight Rope When It Comes to Cyber Security

Is Your Business Walking a Statistical Tight Rope When It Comes to Cyber Security?

Let’s face it, strong data and cyber security goes deeper than a “set it and forget it” mentality for any business that accepts credit cards. Or better yet, many are prone to fall into the falsehood of “my business is too small to be breached”.

The reality of today’s cyber security threat landscape is that no business is immune or excluded.

Your overall data security posture, including defending against cyber threats, involves more than a reactive response when something goes wrong or when a breach happens. It’s really more about an on-going approach with a proactive frame of mind that suggests the following:

The above are just a few key elements in developing a stronger security posture for your business. It seems like a daunting task with IT budgets and man-power already stretched thin in many small businesses today.

One key element of establishing a stronger security posture, is having the correct qualified support and security expertise in your corner to partner with to guide you in the planning and deployment of your data and cyber security initiatives.

Without the right data security partner, who understands the dynamics of your unique business environment, your business walks a statistical tightrope of risking a catastrophic security breach every single day.

EMV & PCI: An Executive Awareness Plan

EMV & PCI: An Executive Awareness Plan

PCI-QIR Requirements

All banks, payment providers, processors and acquirers will be requiring merchants who have software that has integrated payment processing, including Point of Sale software, to be installed by a PCI-QIR (Qualified Installer and Reseller). This includes all new installs and after any service pack or update to the software has been applied.

The PCI-QIR company must keep a record of the QIR documentation on file for when a PCI-QSA (Qualified Security Assessor) requests it during an audit of our customer’s system. There should be no additional cost for this service. (See Exhibit A for further clarification).

Vulnerability Assessments & Penetration Testing

PCI 3.1 requires all merchants that accept credit cards undergo quarterly INTERNAL and EXTERNAL vulnerability assessments and annual penetration testing. These are three distinct and different services.

Unattended / Unauthorized Access

PCI-DSS requires that NO third party provider have unattended access to a CDE (card data environment). A CDE is any machine that has the ability to access sensitive cardholder data.

EMV & PCI Compliance Requirements Are Not The Same

EMV (Chip and Signature) is a completely separate initiative from PCI and should not be confused with PCI compliance or its mandates. Since October 2015, card brands and banks have been imposing charge-backs resulting from fraudulent transactions that resulted in EMV Chip cards used on non EMV compatible systems.

Company Security Awareness & Education

The greatest single risk to your company is the lack of security awareness training. Often times this can be traced to non-existent, weak or unenforced company security policies. The most common security issue we see is allowing web browsing and/or email access from a CDE, as it poses two of the single largest risks to an organization’s overall security posture. Weak password policies, unpatched systems, out-dated anti-virus and anti-malware systems will also add to your risks. Point-Of-Sale environments should be on a segmented network and never part of a greater corporate network.

No Escaping PCI Compliance

You cannot escape PCI compliance or responsibility even if your point of sale software is disconnected from a device that accepts payment cards, even if it is an EMV enabled device. PCI Compliance is not only restricted to electronic card data.

PCI Compliant Hosting Environments

Hosting your Point-Of-Sale environment in a PCI certified hosting facility does not make you PCI compliant. The company that supports your point of sale environment must maintain several PCI certifications, and it is your responsibility to know them and what access to allow or disallow based on those certifications. Even though, a service provider will undergo quarterly internal / external vulnerability scans and annual penetration testing on their hosted hardware, you will still need to undergo quarterly internal / external vulnerability scans and annual penetration testing on all remaining systems connected to your CDE.

Data Breach Insurance

Insurance companies are requiring retailers to show proof of compliance, have written security policies and undergo external and internal tests before they will underwrite even a basic data breach insurance policy. Comprehensive data breach insurance policies may require a PCI-QSA to perform an annual audit of compliance.

The Current State of Point of Sale Provider PCI Awareness

During a recent visit to a retail industry event, we were astonished to learn how much misinformation point -of-sale vendors actually knew about current PCI regulations, their liability and requirement to be certified as PCI-QIRs, as well as providing the necessary security awareness training to their customers.

The Real Cost of Security Complacency

A data breach could potentially cause irreparable hard to your brand reputation. Penalties for non-compliance can be insurmountable for small businesses and even cause you to lose your business. PCI compliance reduces the risk of incurring penalties and consequences of non-compliance.

Our team of skilled, certified security experts use the latest security tools to detect existing vulnerabilities and provide continuous monitoring services that detect any malicious activity within your environment. These and other safeguards work around-the-clock as ongoing defense mechanisms to protect your environment against a growing list of potential attacks and vulnerabilities.

Exhibit A

Payment Application – Data Security Standard (PA-DSS) Guidelines as of May 2015

The primary purpose of PA-DSS is two-fold:

  • protect certain sensitive payment information as it transits from the payment device to the payment processor;
  • provide training and installation security guidelines for PCI-QIRs and customers.

The primary account number (PAN) is the defining factor for cardholder data. If cardholder name, service code, and/or expiration date are stored, processed, or transmitted with the PAN, or are otherwise present in the cardholder data environment, they must be protected in accordance with all applicable PCI-DSS requirements.

The scope of PA-DSS as it applies to Payment Applications:

  1. End-to-end payment functions (authorization and settlement);
  2. Input and output;
  3. Error conditions;
  4. Interfaces and connections to other files, systems, and/or payment applications or application components;
  5. All cardholder data flows;
  6. Encryption and Authentication mechanisms;
  7. Guidance that the payment application vendor is expected to provide to customers and PCI-QIRs to ensure:
    1. Customer knows how to implement the payment application in a PCI DSS-compliant manner and;
    2. Customer is clearly told that certain payment application and environment settings may prohibit their PCI DSS compliance.

Cardholder data must never be stored on a server connected to the Internet

PA-DSS Requirements & Procedures for PCI-QIRs and Security Assessment Personnel:

  1. Do not retain full track data, card verification code or value (CAV2, CID, CVC2, CVV2), or PIN block data;
  2. Protect stored cardholder data;
  3. Provide secure authentication features;
  4. Log payment application activity;
  5. Develop secure payment applications;
  6. Protect wireless transmissions;
  7. Test payment applications to address vulnerabilities and maintain payment application updates;
  8. Facilitate secure network implementation;
  9. Cardholder data must never be stored on a server connected to the Internet;
  10. Facilitate secure remote access to payment application;
  11. Encrypt sensitive traffic over public networks;
  12. Encrypt all non-console administrative access;
  13. Maintain a PA-DSS Implementation Guide for customers, resellers, and integrators;
  14. Assign PA-DSS responsibilities for personnel, and maintain training programs for personnel, customers, PCI-QIRs.

Annual Security Model for PCI Compliance

Annual Data Security Model for PCI Compliance

Data Security is a complex subject that every business executive is aware of. Industry regulations and public news sources have heightened the awareness for businesses to implement stronger security measures and policies as the number of data security breaches have been increasing exponentially in complexity and frequency.

This slide deck breaks down an annual security plan into a three distinct groups.
Using this security model, businesses can better prepare and protect themselves, as well as achieve and meet their annual regulatory compliance requirements.

Minimizing Cyber-Data Breach – A.M. Best Company

Minimizing Cyber-Data Breach, a recent podcast from A.M. Best Company, outlines a growing issue from the perspective of law firms and insurance companies.

Minimizing Cyber-Data Breach

Listen This Podcast, Minimizing Cyber-Data Breach – Source: A.M. Best Company, (Used by Permission), one of the most widely recognized provider of ratings, financial data and news with an exclusive insurance and legal industry focus.

Listen To Podcast

Data Security from the Perspective of Credit Card Merchants & Companies

Data Security
From the Perspective of Credit Card Merchants & Companies.

Card Merchants Credit Card Companies and the Payment Card Industry

Credit Card Merchants have been aware of the Payment Card Industry’s efforts to regulate and enforce data security standards for credit and debit card processing in the United States for a number of years. These standards have changed substantially in the past year. A vast number of merchants are unaware of the impacts and new requirements that these regulations have created.

Understanding Your PCI Responsibilities & Obligations

No longer will Point of Sale Providers be at arm’s length for the responsibility of helping merchants meet their PCI-DSS security guidelines.

Liability for these failures are shifting with the advent of the PCI-QIR (Qualified Integrator and Reseller) program to involve 3rd parties in the responsibility chain and foresee further regulatory shifts in future PCI regulatory implementations. The QIR program today is the first step and is only what can be best described as an awareness program for Point of Sale Providers implementing payment applications. It is the tip of the spear when it comes to understanding what customers are faced with when they are required to fill out the required SAQ document for the payment brands. The QIR program bring the POS Provider one step closer to that process and therefore into the scope of liability in a breach.

No longer will POS Providers be at arm’s length for the responsibility of helping merchants meet their SAQ security guidelines. And, to be honest the SAQ-D is not something a retailer is comfortable to complete without knowledgeable assistance. The SAQ is really only a short version of suggested requirements and awareness doctrines.

Credit Card Mechants and companies need to understand their obligations and responsibilities with PCI-DSS guidelines and best practices.

Navigating Through Regulations & Your Liability

The PCI Security Standard Council is “regulatory in nature” and it is part of the “terms and conditions” businesses agree to if they accept Credit or Debit payment transactions.

This costs nothing to sign, however, the liability that can stem from not strictly adhering to the regulations can destroy not only the business that accepts credit cards but also third party businesses could be implicated. This can also create mistrust and lack of confidence issues with customers affecting brand loyalty.

Now for the harsh reality; the merchant has entered into an agreement that obligates them to provide certain safeguards to protect customer data.  This NOT only pertains to credit card data, as state and federal laws can extend this to PII ( Personally Identifiable Information, e.g. Name, Address City, State, Zip, Phone Numbers, SSN’s. and email addresses) if used in conjunction with a financial fraudulent transaction.  The actual information that constitutes PII varies from state to state.

The ugly truths, a massive number of businesses live with this dark cloud looming and are totally unaware of the real consequences.  A smaller number but still staggering is the group that is aware that there is a risk, but believe that it will never happen to them and take this as an acceptable risk of doing business.  A small percent believe they are protected with a vendor supplied firewall and anti-virus software.  Lastly, there is a very small minority, probably less than 1% of all businesses that are aware, take all the appropriate precautions, some even going above and beyond to protect themselves from an event like this from happening, but deep down they know in reality, it is still possible to miss a successful attacker.

Statistics Create More Urgency

99% of all things connected to the internet have been or are being attacked, the number that have been compromised is unknown but believed to be staggering.

More than 80% of the worlds data was created in less than 2 years, and 80% of the world’s population will own a smart phone or device within 5 years.  Currently only 20% own a mobile phone, this includes flip phone, not only smart phones.

As you can see DATA and BUSINESS cannot be separated anymore and the protection of that data is not only complex but expensive. The motto of this story is that business owners need greater protections, they are being mandated through many initiatives and you have a duty to your business and customers to protect their sensitive data.

There are thousands of ways to gain access to sensitive data, a firewall and antivirus are 2 ways to stop some of these attacks, but the truth is they are mere hindrances to the bad guys if not configured correctly and maintained regularly. That still leaves thousands of other vulnerabilities available to them and they do not have to be all that smart to be successful. To list them would be pointless as they change tactics and new exploits are found every hour of every day.

  • 99% - Devices Vulnerable to Attacks
  • 80% - Amount of World's Data Created in Last 2 Years.
  • 80% - World's Population with Smartphones in 5 Years
Payment Card Industry, Point of Sale Providers and Cyber Defense Specialists

There is no substitute for experience:

No solution will guarantee 100% safety as computing is only going to get more complex in fact of 500% in just five years with the advent of the Internet of Things.

This will create an untold number of new smart devices connected to the internet and to our daily lives. You vigilance should have already started and security should be one of the primary concerns of your business.

Experience is not something you want to learn the hard way, you are going to need the right legal representation fast. You are going to need a cyber defense team to be on YOUR side, as there will be one engaged against you. Forensics are like the television show, they can create very expensive false positives, each must be explored. It is easy to conject the how, when and for how long an attack has transpired.

We have seen it first hand and have spent tens of thousands of dollars chasing these phantoms. You need to have a breach plan as part of your disaster preparedness that include press interaction. Having the experience of a company that has survived this process being your ally and guide in this fight is priceless. Preventing it from happening to your business can be a serious and expensive undertaking, but you can mitigate the damage faster and survive the devastation that being unprepared will likely bring to your business and customers in no action is taken.

Start By Protecting Your Business Today

You do have it in your power to control and greatly reduce your businesses threat profile along with the associated risks.

1. Understand Your Vulnerabilities.

You need to understand your vulnerabilities in relationship to your PCI. Vulnerability scans and proper documentation of the results of these scans are crucial for validating your compliance to security regulation you are validating.

2. Understand the Big Picture

Educate yourself on how to remediate those threats and understand the big picture of policies that you will have to adopt in your company.

3. Control Access To Your Environment.

You learn how to control who has access to your systems and how to hold them accountable.

Data Security from the Perspective of the Payment Card Industry

Data Security
From the Perspective of The Payment Card Industry.

shutterstock_108871166

Point of Sale Providers, payment processors, card issuers, banks and merchants have been aware of Payment Card Industry Data Security Standards also known as PCI-DSS for a number of years.  However, not all of the institutions and companies mentioned above truly understand the depth of their responsibilities and their duties as it pertains to the securing and protection of card data and personal information.

Understanding PCI Responsibilities & Obligations

No longer will Point of Sale Providers be at arm’s length for the responsibility of helping merchants meet their PCI-DSS security guidelines.

Liability for these failures are shifting with the advent of the PCI-QIR (Qualified Integrator and Reseller) program to involve 3rd parties in the responsibility chain and foresee further regulatory shifts in future PCI regulatory implementations. The QIR program today is the first step and is only what can be best described as an awareness program for Point of Sale Providers implementing payment applications. It is the tip of the spear when it comes to understanding what customers are faced with when they are required to fill out the required SAQ document for the payment brands. The QIR program bring the POS Provider one step closer to that process and therefore into the scope of liability in a breach.

No longer will POS Providers be at arm’s length for the responsibility of helping merchants meet their SAQ security guidelines. And, to be honest the SAQ-D is not something a retailer is comfortable to complete without knowledgeable assistance. The SAQ is really only a short version of suggested requirements and awareness doctrines.

Payment Card Industry needs to understand and know their responsibilities and obligations with PCI-DSS when it comes to card holder's sensitive data.

Navigating Through Regulations & Liability

The PCI Security Standard Council is “regulatory in nature” and it is part of the “terms and conditions” businesses agree to if they accept Credit or Debit payment transactions.

This costs nothing to sign, however, the liability that can stem from not strictly adhering to the regulations can destroy not only the business that accepts credit cards but also third party businesses could be implicated. This can also create mistrust and lack of confidence issues with customers affecting brand loyalty.

Now for the harsh reality; the merchant has entered into an agreement that obligates them to provide certain safeguards to protect customer data.  This NOT only pertains to credit card data, as state and federal laws can extend this to PII ( Personally Identifiable Information, e.g. Name, Address City, State, Zip, Phone Numbers, SSN’s. and email addresses) if used in conjunction with a financial fraudulent transaction.  The actual information that constitutes PII varies from state to state.

The ugly truths, a massive number of businesses live with this dark cloud looming and are totally unaware of the real consequences.  A smaller number but still staggering is the group that is aware that there is a risk, but believe that it will never happen to them and take this as an acceptable risk of doing business.  A small percent believe they are protected with a vendor supplied firewall and anti-virus software.  Lastly, there is a very small minority, probably less than 1% of all businesses that are aware, take all the appropriate precautions, some even going above and beyond to protect themselves from an event like this from happening, but deep down they know in reality, it is still possible to miss a successful attacker.

Statistics Create More Urgency

99% of all things connected to the internet have been or are being attacked, the number that have been compromised is unknown but believed to be staggering.

More than 80% of the worlds data was created in less than 2 years, and 80% of the world’s population will own a smart phone or device within 5 years.  Currently only 20% own a mobile phone, this includes flip phone, not only smart phones.

As you can see DATA and BUSINESS cannot be separated anymore and the protection of that data is not only complex but expensive. The motto of this story is that business owners need greater protections, they are being mandated through many initiatives and you have a duty to your business and customers to protect their sensitive data.

There are thousands of ways to gain access to sensitive data, a firewall and antivirus are 2 ways to stop some of these attacks, but the truth is they are mere hindrances to the bad guys if not configured correctly and maintained regularly. That still leaves thousands of other vulnerabilities available to them and they do not have to be all that smart to be successful. To list them would be pointless as they change tactics and new exploits are found every hour of every day.

  • 99% - Devices Vulnerable to Attacks
  • 80% - Amount of World's Data Created in Last 2 Years.
  • 80% - World's Population with Smartphones in 5 Years
Payment Card Industry, Point of Sale Providers and Cyber Defense Specialists

There is no substitute for experience:

No solution will guarantee 100% safety as computing is only going to get more complex in fact of 500% in just five years with the advent of the Internet of Things.

This will create an untold number of new smart devices connected to the internet and to our daily lives. You vigilance should have already started and security should be one of the primary concerns of your business.

Experience is not something you want to learn the hard way, you are going to need the right legal representation fast. You are going to need a cyber defense team to be on YOUR side, as there will be one engaged against you. Forensics are like the television show, they can create very expensive false positives, each must be explored. It is easy to conject the how, when and for how long an attack has transpired.

We have seen it first hand and have spent tens of thousands of dollars chasing these phantoms. You need to have a breach plan as part of your disaster preparedness that include press interaction. Having the experience of a company that has survived this process being your ally and guide in this fight is priceless. Preventing it from happening to your business can be a serious and expensive undertaking, but you can mitigate the damage faster and survive the devastation that being unprepared will likely bring to your business and customers in no action is taken.

Start By Protecting Your Business Today

You do have it in your power to control and greatly reduce your businesses threat profile along with the associated risks.

1. Understand Your Vulnerabilities.

You need to understand your vulnerabilities in relationship to your PCI. Vulnerability scans and proper documentation of the results of these scans are crucial for validating your compliance to security regulation you are validating.

2. Understand the Big Picture

Educate yourself on how to remediate those threats and understand the big picture of policies that you will have to adopt in your company.

3. Control Access To Your Environment.

You learn how to control who has access to your systems and how to hold them accountable.

Data Security from the Perspective of Experienced Point of Sale Providers

Data Security
From the Perspective of Experienced Point of Sale Providers.

Cyber Risk Assessments and Defenses for Retail Point of Sale Providers, Installers and Resellers.

Retail Point of Sale Providers have been aware of Payment Card Industry Data Security Standards also known as PCI-DSS for a number of years. However, very few actually understand the depth of responsibility they have to their customers as it pertains to the protection of card data and personal information.

Understanding Your PCI Responsibilities & Obligations

No longer will Point of Sale Providers be at arm’s length for the responsibility of helping merchants meet their PCI-DSS security guidelines.

Liability for these failures are shifting with the advent of the PCI-QIR (Qualified Integrator and Reseller) program to involve 3rd parties in the responsibility chain and foresee further regulatory shifts in future PCI regulatory implementations. The QIR program today is the first step and is only what can be best described as an awareness program for Point of Sale Providers implementing payment applications. It is the tip of the spear when it comes to understanding what customers are faced with when they are required to fill out the required SAQ document for the payment brands. The QIR program bring the POS Provider one step closer to that process and therefore into the scope of liability in a breach.

No longer will POS Providers be at arm’s length for the responsibility of helping merchants meet their SAQ security guidelines. And, to be honest the SAQ-D is not something a retailer is comfortable to complete without knowledgeable assistance. The SAQ is really only a short version of suggested requirements and awareness doctrines.

Navigating Through Regulations & Your Liability

The PCI Security Standard Council is “regulatory in nature” and it is part of the “terms and conditions” businesses agree to if they accept Credit or Debit payment transactions.

This costs nothing to sign, however, the liability that can stem from not strictly adhering to the regulations can destroy not only the business that accepts credit cards but also third party businesses could be implicated. This can also create mistrust and lack of confidence issues with customers affecting brand loyalty.

Now for the harsh reality; the merchant has entered into an agreement that obligates them to provide certain safeguards to protect customer data.  This NOT only pertains to credit card data, as state and federal laws can extend this to PII ( Personally Identifiable Information, e.g. Name, Address City, State, Zip, Phone Numbers, SSN’s. and email addresses) if used in conjunction with a financial fraudulent transaction.  The actual information that constitutes PII varies from state to state.

The ugly truths, a massive number of businesses live with this dark cloud looming and are totally unaware of the real consequences.  A smaller number but still staggering is the group that is aware that there is a risk, but believe that it will never happen to them and take this as an acceptable risk of doing business.  A small percent believe they are protected with a vendor supplied firewall and anti-virus software.  Lastly, there is a very small minority, probably less than 1% of all businesses that are aware, take all the appropriate precautions, some even going above and beyond to protect themselves from an event like this from happening, but deep down they know in reality, it is still possible to miss a successful attacker.

Statistics Create More Urgency

99% of all things connected to the internet have been or are being attacked, the number that have been compromised is unknown but believed to be staggering.

More than 80% of the worlds data was created in less than 2 years, and 80% of the world’s population will own a smart phone or device within 5 years.  Currently only 20% own a mobile phone, this includes flip phone, not only smart phones.

As you can see DATA and BUSINESS cannot be separated anymore and the protection of that data is not only complex but expensive. The motto of this story is that business owners need greater protections, they are being mandated through many initiatives and you have a duty to your business and customers to protect their sensitive data.

There are thousands of ways to gain access to sensitive data, a firewall and antivirus are 2 ways to stop some of these attacks, but the truth is they are mere hindrances to the bad guys if not configured correctly and maintained regularly. That still leaves thousands of other vulnerabilities available to them and they do not have to be all that smart to be successful. To list them would be pointless as they change tactics and new exploits are found every hour of every day.

  • 99% - Devices Vulnerable to Attacks
  • 80% - Amount of World's Data Created in Last 2 Years.
  • 80% - World's Population with Smartphones in 5 Years
Payment Card Industry, Point of Sale Providers and Cyber Defense Specialists

There is no substitute for experience:

No solution will guarantee 100% safety as computing is only going to get more complex in fact of 500% in just five years with the advent of the Internet of Things.

This will create an untold number of new smart devices connected to the internet and to our daily lives. You vigilance should have already started and security should be one of the primary concerns of your business.

Experience is not something you want to learn the hard way, you are going to need the right legal representation fast. You are going to need a cyber defense team to be on YOUR side, as there will be one engaged against you. Forensics are like the television show, they can create very expensive false positives, each must be explored. It is easy to conject the how, when and for how long an attack has transpired.

We have seen it first hand and have spent tens of thousands of dollars chasing these phantoms. You need to have a breach plan as part of your disaster preparedness that include press interaction. Having the experience of a company that has survived this process being your ally and guide in this fight is priceless. Preventing it from happening to your business can be a serious and expensive undertaking, but you can mitigate the damage faster and survive the devastation that being unprepared will likely bring to your business and customers in no action is taken.

Start By Protecting Your Business Today

You do have it in your power to control and greatly reduce your businesses threat profile along with the associated risks.

1. Understand Your Vulnerabilities.

You need to understand your vulnerabilities in relationship to your PCI. Vulnerability scans and proper documentation of the results of these scans are crucial for validating your compliance to security regulation you are validating.

2. Understand the Big Picture

Educate yourself on how to remediate those threats and understand the big picture of policies that you will have to adopt in your company.

3. Control Access To Your Environment.

You learn how to control who has access to your systems and how to hold them accountable.

Data Security from the Perspective of Cyber Law Defense Specialists and Insurance Companies

Data Security
From the Perspective of Cyber Law Defense Specialists & Insurance Companies.

Cyber Risk Assessments and Defenses for Cyber Law Defense Specialists and Law Firms

With the increasing number of security breaches in large corporations, retail chains and other government, business and financial sectors, the threat landscape clearly dictates that no one is immune to an attack. Very few businesses and organizations actually understand the depth of responsibility they have to protect their customers’ data and personal information, nor do they have an adequate incident response plan in place.

Protecting Your Clients Before and After a Breach Occurs

Data Breaches can leave a devastating scar on a business’ reputation, brand as well as their future.

Businesses that fall victim of cyber-attacks and security breaches will likely be faced with being sued as well as may face other regulatory compliance issues.  Defending a client goes beyond the courtroom litigation and should involve incident response plans, data breach forensics, information gathering as well as careful corporate communication and public relations.  These are just the tip of the iceberg as to the many other liabilities a client may face with matters such as computer crime law, SEC disclosure requirements, health care legal requirements and potentially much more.

Altogether, the reality of the vast financial impact of an attacked or breached client far extends from response and into the defense of the client in all levels of the law.

Navigating Through Compliance, Risk Assessment & Liability

There are two sides of the cyber-security coin. Those that know they have been compromised, and those that don’t know it yet.

The ever-growing importance of regulatory compliance and risk assessment to a business unfortunately is growing even more complicated.  Various regulatory compliance organizations and standards make it a daunting task for smaller business to navigate through their requirements and liability. Even larger corporations and organizations sometimes struggle through without proper guidance and clear understanding of their liability and risk assessment needs.

As data security standards and guidelines evolve, so do the various avenues and angles of cyber security litigation and defense of clients who have fallen victim of attacks.  Clearer insight and understanding begins with risk assessment and regulatory compliance.  Without the help of qualified and knowledgeable experts, navigating through these requirements are difficult for anyone.   Nothing can prepare a business more than having a stringent security policy that includes regular risk and vulnerability assessments, strong incident response plan, as well as expert legal defense partners and security professionals in their corner before, during and after a breach occurs.

Statistics Create More Urgency

99% of all things connected to the internet have been or are being attacked, the number that have been compromised is unknown but believed to be staggering.

More than 80% of the worlds data was created in less than 2 years, and 80% of the world’s population will own a smart phone or device within 5 years.  Currently only 20% own a mobile phone, this includes flip phone, not only smart phones.

As you can see DATA and BUSINESS cannot be separated anymore and the protection of that data is not only complex but expensive. The motto of this story is that business owners need greater protections, they are being mandated through many initiatives and you have a duty to your business and customers to protect their sensitive data.

There are thousands of ways to gain access to sensitive data, a firewall and antivirus are 2 ways to stop some of these attacks, but the truth is they are mere hindrances to the bad guys if not configured correctly and maintained regularly. That still leaves thousands of other vulnerabilities available to them and they do not have to be all that smart to be successful. To list them would be pointless as they change tactics and new exploits are found every hour of every day.

  • 99% - Devices Vulnerable to Attacks
  • 80% - Amount of World's Data Created in Last 2 Years.
  • 80% - World's Population with Smartphones in 5 Years
Payment Card Industry, Point of Sale Providers and Cyber Defense Specialists

There is no substitute for experience:

No solution will guarantee 100% safety as computing is only going to get more complex in fact of 500% in just five years with the advent of the Internet of Things.

This will create an untold number of new smart devices connected to the internet and to our daily lives. You vigilance should have already started and security should be one of the primary concerns of your business.

Experience is not something you want to learn the hard way, you are going to need the right legal representation fast. You are going to need a cyber defense team to be on YOUR side, as there will be one engaged against you. Forensics are like the television show, they can create very expensive false positives, each must be explored. It is easy to conject the how, when and for how long an attack has transpired.

We have seen it first hand and have spent tens of thousands of dollars chasing these phantoms. You need to have a breach plan as part of your disaster preparedness that include press interaction. Having the experience of a company that has survived this process being your ally and guide in this fight is priceless. Preventing it from happening to your business can be a serious and expensive undertaking, but you can mitigate the damage faster and survive the devastation that being unprepared will likely bring to your business and customers in no action is taken.

Start By Protecting Your Business Today

You do have it in your power to control and greatly reduce your businesses threat profile along with the associated risks.

1. Understand Your Vulnerabilities.

You need to understand your vulnerabilities in relationship to your PCI. Vulnerability scans and proper documentation of the results of these scans are crucial for validating your compliance to security regulation you are validating.

2. Understand the Big Picture

Educate yourself on how to remediate those threats and understand the big picture of policies that you will have to adopt in your company.

3. Control Access To Your Environment.

You learn how to control who has access to your systems and how to hold them accountable.